To speak with a licensed agent, call (951) 526-6676 (TTY 711 M-F, 9am-5pm) or email

Debbie Pucciarelli

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!

      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!

      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…

      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Medicare’s “Donut Hole”

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums.

      Alignment Health Plans
      Anthem BlueCross
      Blue Shield of California
      Brand New Day
      Central Health Plan of California
      Cigna HealthSpring
      Molina Health Care
      SCAN Health Plan
      United Health Care
      Well Care

      Frequently Asked Questions

      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?


      Here’s what our clients say about our service…

      Why you should call Debbie for your Medicare needs:

      Read More

      Pat and Olga S.

      Why you should call Debbie for your Medicare needs:
      1. She really listens to your needs. 2. She’s really concerned about the cost, she takes the time to get you the best policy for the best price. 3. She’s quick to return your calls and makes you feel like you’re the only Client she has. 4. She takes care of all your friends and family as if they were her own

      Pat and Olga S.

      Debbie is a great problem solver. I had an issue with the Social Security Office, and she actually got on the phone with me to help resolve it. We waited almost an hour on hold. She’s very passionate about helping her clients and going the extra mile. I am a client for life!

      Dandie D.

      Finally, I found an agent with compassion, who listens to what I want. She found a plan that covered exactly what I was looking for and even helped me apply for extra help financially. Debbie’s very knowledgeable, efficient and easy to talk to. When she says she wants you to be a client for life, I believe her!

      John N.

      Articles and Information

      5 Ways to Prevent Medicare Fraud

      You might be surprised to learn that criminals are after your Medicare information. Why would they even want that? Are they planning to use your plan to obtain medical care?

      Read More

      Check Your Medicine Cabinet for This Recalled Drug

      The FDA recently released a statement on a drug recall of a popular blood thinner, distributed nationwide by Ascend Laboratories.

      Read More

      7 Services that Original Medicare Might Not Cover

      As you plan for your retirement budget, remember to include out-of-pocket spending on healthcare services. You will be subject to…

      Read More

      How to Reduce the Chances of a Norovirus Infection

      Norovirus is responsible for many cases of vomiting and diarrhea, sickening 20 million Americans each year.

      Read More

      What Medicare Beneficiaries Need to Know About Dental and Vision Coverage

      You might be surprised to learn that Medicare Parts A and B don’t actually offer coverage for vision screenings, corrective lenses, or dental checkups and procedures.

      Read More

      These Foods Fight Back Against Inflammation

      These foods are known to fight back against inflammation in the body, so that your immune system can calm down and your body can get a break.

      Read More

      3 Important Things to Do When You Turn 65

      Age 65 is a major milestone. Here’s what you need to know as that birthday approaches.

      Read More

      2 Ways to Enjoy More Energy After Age 60

      If you feel as though you’re moving through quicksand lately, you’re certainly not alone. Most of us experience a bit…

      Read More

      Watch Out for These Common Medicare Scams

      Enrolling in Medicare can be complicated enough. Unfortunately, scammers and unethical brokers sometimes make the process even more difficult.

      Read More

      Read Additional Articles

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