To speak with a licensed agent, call (951) 526-6676 (TTY 711 M-F, 9am-5pm) or email debbie@medicareinsuranceservices.com
Debbie Pucciarelli

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!







      By submitting this information, you acknowledge a licensed insurance agent, Debbie Pucciarelli, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!


      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…


      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare FAQs

      Answers to some of the most common questions asked by Medicare beneficiaries.

      Allow Us to Save You Time and Money!

      We shop multiple carriers, help you to understand your options,
      and find you the best plans and lowest premiums.


      Aetna
      Alignment Health Plans
      Anthem BlueCross
      Blue Shield of California
      Brand New Day
      Central Health Plan of California
      Cigna
      Cigna HealthSpring
      Humana
      Molina Health Care
      SCAN Health Plan
      United Health Care
      Well Care

      Frequently Asked Questions


      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?

      Testimonials

      Here’s what our clients say about our service…


      Why you should call Debbie for your Medicare needs:

      Read More


      Pat and Olga S.

      Why you should call Debbie for your Medicare needs:
      1. She really listens to your needs. 2. She’s really concerned about the cost, she takes the time to get you the best policy for the best price. 3. She’s quick to return your calls and makes you feel like you’re the only Client she has. 4. She takes care of all your friends and family as if they were her own


      Pat and Olga S.

      Debbie is a great problem solver. I had an issue with the Social Security Office, and she actually got on the phone with me to help resolve it. We waited almost an hour on hold. She’s very passionate about helping her clients and going the extra mile. I am a client for life!


      Dandie D.

      Finally, I found an agent with compassion, who listens to what I want. She found a plan that covered exactly what I was looking for and even helped me apply for extra help financially. Debbie’s very knowledgeable, efficient and easy to talk to. When she says she wants you to be a client for life, I believe her!


      John N.

      Articles and Information


      Protecting Your Joints: Avoid These Common Mistakes

      Certain habits and lifestyle choices can inadvertently harm our joints. Here are some common mistakes that can damage your joints and healthier alternatives to keep them in top shape.

      Avoiding Costly Medicare Late Enrollment Penalties

      When it comes to Medicare enrollment, timeliness is crucial. Missing your enrollment period can lead to long-term and expensive penalties, increasing your monthly payments for years.

      Senior Safety Tips: Protecting Your Savings from Scams

      Scammers often target retirees because they know that many have substantial savings, pensions, or Social Security benefits. They use sophisticated tactics to trick you into revealing personal information or transferring money.

      4 Preventive Health Services Covered by Medicare

      Medicare offers a range of preventive health services at no additional cost, helping you stay healthy and catch potential health issues early. Here’s what you need to know…

      What Social Security Recipients Need to Know About the 2025 COLA and Inflation Trends

      As a Social Security recipient, you rely on the annual cost-of-living adjustment (COLA) to help keep pace with rising living costs. For 2025, the Social Security COLA is projected to be 2.6%.

      7 Key Medicare Changes for 2025 You Need to Know

      As we approach 2025, significant changes for Medicare are on the horizon, and they could impact your coverage and access to health care services.

      The Importance of Vision Screenings and Routine Eye Care

      Regular eye exams and proper eye care are essential for preventing serious eye conditions and preserving vision. Here are a few tips regarding eye exams and Medicare.

      Plan Ahead for Healthcare Costs in Retirement

      Planning for healthcare costs is a crucial part of your overall retirement strategy. It’s not just about having enough money for daily living—it’s about making sure you have adequate coverage for rising medical expenses.

      6 Medicare Myths Debunked: What You Really Need to Know

      Understanding the facts about Medicare can save you from costly mistakes and ensure you get the coverage you need.

      Read Additional Articles

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